Insurance based on yield or weather indexes is a way of protecting small farmers in developing countries against natural risks. This innovation has the potential to improve their living conditions and enhance both Continue Reading
This article summarises part of the work of professors Aymeric Kamega and Frédéric Planchet: “Presentation of the life insurance sector in Frenchspeaking Sub-Saharan Africa” at Université de Bretagne occidentale / Continue Reading
In Africa, insurance distribution relies on broking companies and insurance agents. The development of bank insurance is fraught with difficulty due to the persistently low penetration of bank accounts. New Continue Reading
Al Amana is Morocco’s leading microfinance institution, both in terms of customer base and the amount of credit provided. It operates throughout the country, supporting a vulnerable population by offering a broad Continue Reading
Index insurance is an innovative approach that pays out benefits based on a pre-determined index (e.g. rainfall, seismic activity, livestock mortality rates, etc.) for losses arising from weather and catastrophe Continue Reading
In Africa, insurers are potentially able to channel household savings and make long-term investments in businesses and infrastructure projects, however a number of obstacles continue to hamper their contribution to Continue Reading
There are many social and cultural obstacles facing micro-health insurance in developing countries. While disadvantaged communities develop their own solidarity, risk-sharing and planning mechanisms, they remain Continue Reading
Africa is home to 15% of the World’s population but generates barely 1.5% of global insurance premiums. Nevertheless, a number of indicators point to rapid future growth in the sector: the Continent’s economic Continue Reading
Limited, fragmented, inefficient and characterised by strong regional disparities, Sub-Saharan Africa’s banking sectors lack the capability to meet the private sector’s financing needs. Development Continue Reading
