
Far from adopting a wait-and-see approach, Société Générale is pursuing a growth strategy in Africa. While consolidating its offer for underbanked populations, it continues to build working relationships not just Continue Reading

Local banks in sub-Saharan Africa have real advantages over their foreign competitors. Their growth is leading to greater access to banking services and the emergence of leading companies. As demonstrated by the Continue Reading

Africa’s financial systems have developed and stabilised – a process driven, among other factors, by the emergence of local banks and their capacity for innovation. Although banks are becoming more regional and Continue Reading

The last ten years have seen a local banking sector emerge in Africa, alongside the European banks that have traditionally been present. While a development model based on these local resources seems more Continue Reading

Following the lessons of the pan-African banking groups’ expansion, a number of local commercial banks have successfully expanded regionally. They differ from the international banking groups in a number of Continue Reading

Mobile telephony penetration in Africa has increased exponentially over the last decade. contrary, banking penetration remains low on the continent. This contrast paves the mobile banking’s success in Africa. Continue Reading

Banking systems in Africa have undergone major changes in recent decades. The emergence of African groups and increased competition have forced the sector to adopt growth strategies based in particular on a more Continue Reading

Although Africa’s financial sector was not severely affected by the 2008 crisis, the latter did however reveal its structural weaknesses – including the narrowness of markets and the low level of credit Continue Reading

Firms and banks alike would seem to be responsible for the lack of SME financing in SSA: firms because of their shortfalls in meeting the classic requirements of the banking sector and banks because they could Continue Reading