In an extremely difficult context – that of Afghanistan at war – mobile phones provide users with some basic services that are essential for the country’s reconstruction. The explosion in […]Continue Reading
Although the microfinance sector generally appears to be quite profitable, and even more so than the banking sector, there are wide disparities between different regions of the world. The various types of […]Continue Reading
Although serious abuses may be in the minority, the microfinance sector is not without flaws – or temptations. Some highly competitive markets put considerable pressure on costs to the detriment […]Continue Reading
When loans are extended to “vulnerable” people, too many of them are left overindebted – this could lead to a highly risky credit crisis. If microfinance institutions need to develop […]Continue Reading
Microfinance used to be seen as a simple development tool, but now provides private investors with attractive investment opportunities. It creates social benefits by helping to democratize access to financial […]Continue Reading
Development finance institutions, via their involvement in the sector, give microfinance greater access to private financing. They also play a decisive role in the governance of microfinance institutions (MFIs) by Continue Reading
The interest rates charged by microfinance institutions (MFIs) are calculated on the basis of their financial situations and profitability targets. To make these rates more affordable for their low income […]Continue Reading
Microfinance is booming. Beyond financial performance, it is essential for the sector not to lose sight of its social objective. The most innovative MFIs are reacting quickly to the first […]Continue Reading
Microfinance has aroused widespread enthusiasm over the past 20 years. Its specific credit methodology (group solidarity, small loans, etc…) was thought to solve a number of informational problems on the […]Continue Reading
Microfinance is booming and requires considerable additional funds. The equity of microfinance institutions (MFIs) needs to be strengthened; private investors – that invest when certain conditions are met – can […]Continue Reading
