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Jumo is a South African technology company that provides a platform for individuals in emerging markets, who are largely excluded from traditional financial services, to access mobile savings and credit in real-time – often for the first time. Jumo has developed a credit scoring algorithm which allows the client’s ability to repay a loan to be estimated based on data on their use of their mobile phone, electronic wallet and other behavioural data.

Download in PDF

Jumo is a South African technology company that provides a platform for individuals in emerging markets, who are largely excluded from traditional financial services, to access mobile savings and credit in real-time – often for the first time. Jumo has developed a credit scoring algorithm which allows the client’s ability to repay a loan to be estimated based on data on their use of their mobile phone, electronic wallet and other behavioural data.