SMEs in Africa remain heavily reliant on internal resources and traditional bank debt. A lack of appropriate forms of finance – especially of the equity type – limits market entry, […]Continue Reading
There is now universal agreement on the crucial role of SMEs – which comprise the bulk of businesses in developing countries – particularly in creating jobs. Nevertheless, there are many […]Continue Reading
Founded in 1998, the Activa group is a major player in the African insurance market. According to its founder and CEO, Richard Lowe, the African continent’s insurance industry has immense […]Continue Reading
Major names in the insurance sector have been increasingly focusing on Africa, which currently accounts for only 1.5% of the global insurance market. This issue explores the opportunities and constraints […]Continue Reading
Insurance based on yield or weather indexes is a way of protecting small farmers in developing countries against natural risks. This innovation has the potential to improve their living conditions […]Continue Reading
This article summarises part of the work of professors Aymeric Kamega and Frédéric Planchet: “Presentation of the life insurance sector in Frenchspeaking Sub-Saharan Africa” at Université de Bretagne occidentale / Continue Reading
In Africa, insurance distribution relies on broking companies and insurance agents. The development of bank insurance is fraught with difficulty due to the persistently low penetration of bank accounts. New […]Continue Reading
Al Amana is Morocco’s leading microfinance institution, both in terms of customer base and the amount of credit provided. It operates throughout the country, supporting a vulnerable population by offering […]Continue Reading
Index insurance is an innovative approach that pays out benefits based on a pre-determined index (e.g. rainfall, seismic activity, livestock mortality rates, etc.) for losses arising from weather and catastrophe Continue Reading
In Africa, insurers are potentially able to channel household savings and make long-term investments in businesses and infrastructure projects, however a number of obstacles continue to hamper their contribution to Continue Reading
