Ghana Home Loans (GHL) is the country’s only residential mortgage specialist with assets of USD 100 million. It was founded by three Ghanaians with funding from Standard Bank of South Africa; Dutch development bank, FMO; and United States development finance institution, OPIC. It was also funded by Proparco; the International Finance Corporation (IFC); Shelter Afrique; and German development bank, DEG. It has funded more than 1,600 homes with total loans of USD 115 million. It is pioneering mortgage-based securities in Ghana.